What is an Annuity?

An Annuity is a legal contract between you and an insurance company. You make a single premium payment or periodic payments over a period of time.

Has your 401(k) from your previous employer lost money?
How do annuities compare with other investments?

	Annuity	Bank CD	Mutual Fund
1. Are your deposits free from market risk?	Y	Y	N
2. Does your plan avoid probate?	Y	N	N
3. Does interest earned not affect your social security income?	Y	N	N
4. Can you earn stock market-like returns without risking your principal?	Y	N	N
5. Does your plan provide a guaranteed income that you can never outlive?	Y	N	N
6. Can you make a partial withdrawal without liquidating your position & incurring a penalty?	Y	N	N
Annuities are a safe & sound alternative.