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Annuity Learning Center

What is an Annuity?

An Annuity is a legal contract between you and an insurance company. You make a single premium payment or periodic payments over a period of time.

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Dear Bank CD Holder PDF Print E-mail

With low CD rates being offered by banking institutions today and the stock markets at their lowest point in years, many of you are looking for alternatives.

Check out > CDs vs. Annuities

CD-Type Annuities offer the following:

  • Tax-deferred growth
  • Liquidity features
  • Guaranteed income
  • May avoid probate
  • Stability


CDs lack tax-deferred growth and have withdrawal penalties. Annuities are a great alternative to bank CDs.

We are independent and have the ability to shop the entire annuity marketplace for products that meet our clients’ diverse needs. If your first concern is interest rates, we'll provide you with an annuity yielding 10% or more the first year, guaranteed. Possibly, guarantees over a certain period of time (one to ten years) are what you want? Or, if your main focus is on the quality of the annuity carrier, we'll consider only A+ rated companies.

Before you consider a CD, or if your CD is maturing, allow us to shop the market for more competitive options for you. Get options that maximize your retirement income and ensure that you can never outlive your savings.

Sincerely,

Greg Talbot

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